When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
Buying a new home is a source of anxiety, frustration -- and a huge sense of accomplishment. You didn't pick the house that was best for someone else, you picked the one that's right for you! Trust our professionals to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to decision. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan!
Tapping into your home equity is easier than ever before. You've been paying down your balance, and property values have gone up! Tap into that wealth and reward yourself. We'll help with the best program to fit your goals.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anybody else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started.
As a mortgage broker we have the ability to "shop" for the best deal for our clients from a huge array of mortgage loan products offered by many investors.
One area we have really carved out a niche for ourselves is in lending to the long mistreated "self-employed" borrower and to those who don't fit into the "cookie cutter" loan programs of most mortgage lenders. If you are self-employed (or even unemployed) and you want to buy a home (with little or possibly nothing down) or refinance your current mortgage - we can help.
We have No Doc Loans, No Income Verification Loans, Stated Income Loans, and No Income, No Asset Loans.
Many lenders have "No Doc" loans with 10% down - we still have the increasingly difficult to find 5% down No Doc Loan (with or without PMI).
If you are refinancing, but you don’t have much equity - we can help there too. We can do "No Income Verification" and Stated Income mortgages for up to 100% of the value of your property. So whether you need money to invest in your business, consolidate debt, remodel your current residence, or for any reason – we can probably help you.
By the way, if you are self-employed, the only time we need tax returns is if you want to provide them. Most of our home loans for the self-employed do not require them and we do not ask for them.
Of course, we can offer very competitive conforming rates also!
Please call us today direct at 1-845-686-3400
To find our what we can do for you right now – click here
If you are looking for a No Doc Loan, a Stated Income Loan, or a No Income Verification Loan, then America One Finance, Inc. is the smart choice for your home mortgage needs.
